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Bill Dilemma

November 20th, 2006 at 05:03 pm

Regular Bills

(necessity)
Wfs 160 pay 1st of month / due

(entertainment)
Cox cable 50 pay 1st of month / due
Hollywood 25 pay 1st of month / due
SoE 14 pay 1st of month / due

total 249

Variable Bills

Chase (?) pay 1st of month / due
Car Fuel 200 (?)

total 200

All bills

Grand total 449

Must figure out a way to maintain my standard of living while lowering costs..

Budget '06

November 20th, 2006 at 04:54 pm

budget '06

earnings per year 28,080.00
earnings paycheck gross 1,170.00
net: varies

per pay period:

401k contributions: $144 (citibank)
roth contributions: $166.50 (sharebuilder)
brokerage contribtutions: $150 (sharebuilder)
fun account (short term)(ing direct) 150
fun account (long term) (hsbc) 100
e-savings

bills: (checking)

expenses:
car $80 (total $160)
gas $100 (total ($200)
cox cable $30 (total $60)
credit card $250 (monthly gas plus monthly leisure = $500 monthly limit)


semi-weekly gross 1170.00
taxes (@ 15%) -175.50
semi-weekly net 994.50

retirement savings 460.50
social leisure 300.00
necessaries 210.00
total $970.50

$994.50
-970.50
=$24.00 enter e-savings for misc emergency fund